comment by AFCISMYTEAM (U14931)
posted 22 seconds ago
comment by CrouchEndGooner (U13531)
posted 1 hour, 9 minutes ago
🚨 | NEW: A Tory MP has said he goes home and cries to his partner and he does not ‘know what a Tory’ is anymore

Via @Telegraph
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Seconded

Comment deleted by Site Moderator

comment by Just Shoot (U10408)
posted 8 hours, 12 minutes ago
comment by Sat Nav (U18243)
posted 6 hours, 32 minutes ago
comment by Hector (U3606)
posted 6 hours, 21 minutes ago
comment by Just Shoot (U10408)
posted about a minute ago
comment by Hector (U3606)
posted 3 minutes ago
comment by Just Shoot (U10408)
posted 6 minutes ago
comment by Hector (U3606)
posted 4 minutes ago
Conservatives on heee ignoring the broken manifesto promises, same same.
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And the bonus for 10. When was the last time a government followed their manifesto? 😂
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Deflection, same same.
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Just in your head. Who is a Tory besides Martial and Ginger.
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Bore off mate, roll about in the gutter with your pash, I'm personally done with you and tbab's non sequiturs.
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Non sequiturs - I like. An underused term

👏🏼👏🏼
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Shame he didn't use it in the correctly.😂
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Oh,oh,sir. Have you just used correctly as a noun?

Comment deleted by Site Moderator

Comment deleted by Site Moderator

comment by son of quebec (U8127)
posted 33 minutes ago
comment by Just Shoot (U10408)
posted 8 hours, 12 minutes ago
comment by Sat Nav (U18243)
posted 6 hours, 32 minutes ago
comment by Hector (U3606)
posted 6 hours, 21 minutes ago
comment by Just Shoot (U10408)
posted about a minute ago
comment by Hector (U3606)
posted 3 minutes ago
comment by Just Shoot (U10408)
posted 6 minutes ago
comment by Hector (U3606)
posted 4 minutes ago
Conservatives on heee ignoring the broken manifesto promises, same same.
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And the bonus for 10. When was the last time a government followed their manifesto? 😂
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Deflection, same same.
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Just in your head. Who is a Tory besides Martial and Ginger.
----------------------------------------------------------------------
Bore off mate, roll about in the gutter with your pash, I'm personally done with you and tbab's non sequiturs.
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Non sequiturs - I like. An underused term

👏🏼👏🏼
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Shame he didn't use it in the correctly.😂
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Oh,oh,sir. Have you just used correctly as a noun?
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You love to see it.

comment by Zachsda( I stand with Heart and Hand) (U1850)
posted 16 minutes ago
comment by Ross O'Bianchi (U17054)
posted 26 minutes ago
comment by What would Stuart Pearce do? McDonald’s Milkshake connoisseur (U3126)
posted 1 hour, 11 minutes ago
Another benefit of not being bound by EU bureaucracy

https://news.sky.com/story/exclusive-ministers-bowed-to-pressure-to-drop-key-climate-commitments-for-uk-trade-deal-with-australia-12401988
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Absolute disgrace.

Bowing to demands from the administration of a climate change-denying, coal promoting proven liar with vested interests in the fossil fuel lobby governing a country with half the economic clout of the UK on matters relating to the biggest existential threat to mankind’s future in order to secure a trade deal estimated to be worth over 15 years 0.01 to 0.02% of GDP.

It’d be hilarious if it wasn’t so facking tragic.
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They desperately needed a flag/deal to wave
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The deal is only agreed in principle, and the Aussie parliament (like nearly every other western country) will get to vote on the final terms before it is given provisional status.

Sadly in the great power grab implemented by the UK government, parliament will have no say in the final terms agreed with the Aussies.

comment by Just Shoot (U10408)
posted 1 hour, 43 minutes ago
comment by Sat Nav (U18243)
posted 1 hour, 41 minutes ago
comment by Just Shoot (U10408)
posted 1 hour, 47 minutes ago
comment by Sat Nav (U18243)
posted 59 minutes ago
comment by HenrysCat (U3608)
posted 1 minute ago
comment by Just Shoot (U10408)
posted 3 minutes ago
The Institute for Fiscal Studies said above-inflation increases in the personal allowance to £12,500 a year meant 42% of adults paid no income tax.

That is a horrible stat.
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That was my thought too, it suggests 42% of the population get by on just ~£250 a week, or less.
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Part-time workers gents
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By choice or necessity? Doesn't alter the fact our economic society is broken.
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Good Lord
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Isn't it you that berates posters for condescending posts without real reply? Good work, numbnuts. 👍
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Economic society is broken makes me appeal to a deity that I don’t even believe in

Our society is broken economically.

First generations poorer than the last,

Two generations who have to wait for their parents to die to own assets,

A society that allows people like Phillip green to extract 550million of wealth from his company whilst allowing a 500million hole in the pension fund to develop.

Over £200 of the average annual water bill now covers interest on companies debt, and shareholder dividends, as of 2017: dividends since privatisation: £52bn, taken from household bills for a human necessity, debt accrued: £50bn, water wasted through old infrastructure 50% Of everything purified.

The same stories abound in our electricity network, another necessity, running still on 70s infrastructure, one of the least efficient networks in Europe.

Is this really what we aspire to?

Falling home ownership, whilst rising numbers of let properties, can't get a mortgage, but are able to be entrapped paying someone else's, parasitic, inhumane rental sector keeping the poor poor, and locking them out of asset inflation as a means of generating wealth.

Our society is totally totally broken.

Comment deleted by Site Moderator

Comment deleted by Site Moderator

“ Our society is broken economically.”

Someone once said “There’s no such thing as society” about 3 decades ago. Then sold off social housing stick without replacing it.

comment by Just Shoot (U10408)
posted 17 minutes ago
comment by Insert random username (U10647)
posted 10 minutes ago
Our society is broken economically.

First generations poorer than the last,

Two generations who have to wait for their parents to die to own assets,

A society that allows people like Phillip green to extract 550million of wealth from his company whilst allowing a 500million hole in the pension fund to develop.

Over £200 of the average annual water bill now covers interest on companies debt, and shareholder dividends, as of 2017: dividends since privatisation: £52bn, taken from household bills for a human necessity, debt accrued: £50bn, water wasted through old infrastructure 50% Of everything purified.

The same stories abound in our electricity network, another necessity, running still on 70s infrastructure, one of the least efficient networks in Europe.

Is this really what we aspire to?

Falling home ownership, whilst rising numbers of let properties, can't get a mortgage, but are able to be entrapped paying someone else's, parasitic, inhumane rental sector keeping the poor poor, and locking them out of asset inflation as a means of generating wealth.

Our society is totally totally broken.
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One of the few topics we agree on 😂

People used to dream of luxuries - Rolls Royce, Ferrari, yacht. Now it's just home ownership - and even that is in the same vain as the Ferraris dream of yesteryear.

More people are grumpy and feel cheated as the quest to have the norms are getting further and further out of reach. This is not progress.

Sure, people have higher aspirations today, fueled by the obsession of celebrity culture and constant bombardment of what others have and the perceptions of success. We have lost our way somewhat, both societal and individually.

If off to sit in a bath of beans and contemplate the meaning of fulfillment.
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In 1990 the median household income in the UK was ~25k with most families having one working adult, a three bed house in my area of the UK was £50k

Adjusted for inflation that's £58,100

The median household income in 2019 in the UK was below £30k most families/homes now have two working adults. The same three bed house in my region of the uk now costs ~£350k

Even the mean household income has not kept pace with inflation, it was £35k in 2019. But income disparity has skyrocketed, as has ownership of multiple homes, wages have gone up 17% Vs productivity and cost of living rises both around the 300% mark, dividend payments have skyrocketed in that time, as had the gap between rich and poor.

I don't think people have higher aspirations today though, aspiring to own your own home, as opposed to my old man's (failed) aspiration to one day own his own Aston Martin, is far lower, he already owned his own home, paid it off in the naughties..

Comment deleted by Site Moderator

It's actually bounced back a little in terms of home ownership now, thanks to the help to buy, but people are more than three times more likely to be living in a private rental, it's 1 in 3 amongst under 65s (80% of whom own their own homes)

But it's not just about owning the home, it's about paying for it, whilst having quality of life, it's the difference between paying your mortgage down in 10 years Vs 30. It's a combined repayment of £100k Vs £700k and the lifetime wealth impact and affordability of retirement that impacts on

Also bear in mind that private rentals charge 100% of the market rent on a property.

Social rents (social housing companies) charge 60%

A direct result of decimation of social housing stock.

Comment deleted by Site Moderator

Inheritance or help from parents usually

comment by CrouchEndGooner (U13531)
posted 8 minutes ago
Inheritance or help from parents usually
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This, almost all of my friends (mid 30s) who own homes, do so as a direct result of parental intervention.

One of our friends the ladies parents put up 40k for them to buy a house in Bath, then paid 20k to fix the leaky roof.

My sister bought a run down 3 bed 6 years ago for £150k dad had to stump up 30k, brother in law worked 50 hour weeks.

My brother, 45 hour weeks, doing the same job my dad did in 1990 needed financial help from our old man to buy his £120k 2 up, 2 down terrace house.. both doing the same hour jobs, both assistant parts managers for the same form, 30 years apart, one affords a house, pays it off in 20 years, stuffs away 300k in savings, then helps two of his four kids buy homes because they can't afford it otherwise

On and on the anecdotes could go, it's laughable

Comment deleted by Site Moderator

Yes let’s ignore all of the things that have not only got much better but cheaper at the same time.

The BBC really have their teeth into the idiot education Sec. Can't help but think he's being lined up as the catalyst, the sacrificial lamb, for the much heralded reshuffle.

Bye bye Gab, Bye Bye Dominic , Bye Bye Priti...

Comment deleted by Site Moderator

JS, do you remember Elijah McClain?
3 cops and 2 paramedics now charged with killing him.
Thoughts?

Sat Nav, what is cheaper now than 40 years ago?
Besides millionaires and billionaires tax bills of course.